1. UWM Blink Loan Application Link      MLO Ranjit Kandola,    MLO Talwinder Johal,     MLO Kulbir Mayall    

2. Angel AI : Ranjit Kandola, Talwinder Johal, Kulbir Mayall      

3. Calyx Point Loan Application: Click here to apply                                 4.  Dropbox Upload          

 

 

Check our today's interest rate & closing costs 

Purchase Pricing

Tip: Refresh for pricing

Refinance

40 Year: Rental refinance interest only with bank statements only

40 Year: Rental Purchase, Interest Only on DSCR (Qualify with rental income only)

40 Year: Interest only cash out from rental property with rental income only (no w2, no tax returns, no pay stub)

 

 

 

 

 

100% Doctor Loan Program 

 

Purchase and Refinance

Eligible Properties

• 1-unit Single Family Residence

• Planned Unit Development 

• Warrantable Condominiums

• Townhouse

 

Properties greater than 40 acres allowed with requirements

 

Maximum loan amount $2M

Eligible Borrowers

o Medical Doctor (MD)

o Doctor of Osteopathy (DO)

o Doctor of Dental Science or Surgery (DDS)

o Doctor of Dental Medicine (DMD)

o Doctor of Ophthalmology (MD or DO)

o Doctor of Psychiatry (MD or DO)

o Doctor of Pharmacy (PharmD)

o Doctor of Veterinary Medicine (VMD)

o Doctor of Podiatric Medicine (DPM)

o Certified Registered Nurse Anesthetist (CRNA)

o Medical residents, fellows, or interns with one of the above degrees.

 

 

 

 

 

Our Jumbo Special

40-YEAR FIXED / 40-YEAR INTEREST ONLY

10 years of interest only payments, and then a 30 year amortization period

Maximum CLTV = 89.99% (down payment 10%)  Maximum 10 acres & 10 financed properties

Purchase, rate & term and cash-out refinance

Non-occupant co-borrowers eligible (co-signer)

Primary, second home and investment 

First-time homebuyers eligible on primary homes ONLY

 Minimum loan amount = $1 over conforming loan limit

 Transferred appraisals accepted

Monthly Rent = Monthly Payment (DSCR Loan)

Purchase or Refinance cash out your rental home equity without your tax returns or pay stub

(Only Rental Income Required)

Our DSCR special cash out program

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HELOC DSCR 5-8 UNITS

For investors only

  • Good For
  •  Purchase ● Rate & Term Refinance ● Cash-Out Refinance
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Investment Property (Business Purpose)

Minimum loan amount $300,000

  • Good For
  •  Initial draw for purchase and cash-out refinance: Minimum: 75% of the total credit limit.
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Standalone 1st lien position

LLC, Corporation, Partnership eligible

  • Good For
  •  The borrower must have two years of experience managing income producing properties.

 

 

 

 

 

Jumbo: 50 acres and home loan

30-YEAR FIXED

  • First-time homebuyers eligible
  • Purchase, rate & term and cash-out refinance – 1-4 units and condos
42692 Jumbo Rocklin Broker

Maximum loan amount = $3,500,000

Maximum CLTV = 80% (down payment 20%)

 

 

 

Zero down payment required for your lovely home with acres

Click here for more information on USDA 100% financing for your Primary home.

42681 Usda Zero Down Loan Program

Build, Purchase or Refinance

Check USDA eligibility area

 

 

 

 

 

Low down payment lots of loan programs for first time home buyers

42693 Mortgage Background 11

How We Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • Shop Multiple Lenders
  • Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • Hassle Free Funding
  • Get Your Dream House
Fund Your New Home

This Week’s New Featured Loan Program

Flexible 2nd mortgage

CLTV up to 90%

Full Doc, Bank Statements, P&L only, and 1099

SFR (including rural up to 10 acres), Condos, 2–4 Units, and SFRs with legal ADUs

Mixed Use 2-10 units mortgage available

Retail / Office / Restaurant - cash out or purchase

2-3 Units: Max 1 commercial Unit

 4-5 Units: Max 2 commercial Unit

6-8 Units: Max 3 commercial Units

Commercial space must not exceed 49.99% of the total building area. 

Rental Property Loan 

Cash out refinance from your rental or purchase rental just with rental income

Single Family Residence, Duplex, Triplex, 4plex, 5 units, 6 units, 7 units or 8 units now you can buy easily based on the rental income.
More Information
DSCR Calculator

With a DSCR loan, property qualify itself! No W2, pay stubs or tax returns required.

First Time Investor Program: DSCR Program 

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Construction Loan

  • Term (up to) 24 months
  • As Repaired / Improved LTV up to 75%
  • LTC up to 95%
  • Purpose Vertical new construction financing on build-ready lots
  • Property Types Vertical: Single Family,Condo,2‐4 Unit Properties, Townhouses, and Multifamily
  • HighlandFinancialGrp.com

Calhfa Offers up to 20% for down payment or closing costs, not to exceed $150,000

https://www.calhfa.ca.gov/dream/
financial tools
42358 41355 23 Years In Business Mac Real Estate Services

Ask Us Anything About Home Loans

Mail

Email

Call

Phone

(916) 516-1116

Map Spot

Address

5701 Lonetree Blvd, Suite 126 H
Rocklin, CA
95765

Calendar

Office Hours

Monday-Friday: 9am to 6pm
Saturday: Closed 
Sunday: Closed