Interest Rate Disclosure 

 APR disclosed higher to avoid any buy down possibilities if any. 

Loan Amount

Purchase Price

LTV - Loan To Value

Loan Term

$504,000

$720,000

70%

30 Year Fixed

Example: Final Price $0.00 Means No Points (Zero Points)

 

 

Rate/Term Refinance

Single Family Residence 

MID FICO

Primary Residence

Yes

First Time Homebuyer

800

Yes

P&I: Principal and Interest Payment (Property Tax + Insurance Extra)

 

 

39978 Uwm Pricing Example 9 29 2025
40261 Webrate 9 18 2025

Definition of  5/6 ARM 

A 5/6 adjustable-rate mortgage (ARM) is a type of mortgage where the interest rate is fixed for the first five years, and then adjusts every six months thereafter.

 Interest Rates are subject to change without notice based on market conditions.

Rate/APR and terms may vary based on the loan amount & credit worthiness of the individual.

 

Note: This APR  is based on all borrower paid closing costs in including origination, credit, appraisal, transfer tax, underwriting and processing fees.

FHA APR is higher because of UMIP (1.75%)  and monthly mortgage insurance (.55%)

APR additions to the rate; conventional .250,  FHA .600 & USDA .500 are disclosed more to avoid the tolerance